Metropol Unveils Enhanced Analytics Platform to Deepen Credit Market Insights

Metropol has unveiled an upgraded version of the Metropol Analytics Platform (MAP), a cutting-edge tool designed to empower both internal stakeholders—such as credit analysts, compliance officers, and executives—and external partners including financial institutions, with real-time and historical credit performance insights.

The enhanced MAP will enable institutions to track and analyze loan book trends per institution, offering a comparative view of individual banks’ loan growth against the broader credit market.

Gideon Kipyakwai, Chief Executive Officer of Metropol Credit Reference Bureau (CRB), said this feature allows for granular analysis across products such as unsecured loans, check-off loans, mortgages, business loans, and credit cards.

“With the new features, lenders will be able to develop tailored financial products with unique features and offerings,” said Kipyakwai.

A standout feature of the new MAP is its Risk Segmentation capability, which offers a detailed breakdown of credit portfolios by risk categories, benchmarked against broader industry patterns.

“MAP will empower lenders with deep analytics for better identification and targeting of profitable customer segments,” added Kipyakwai.

Under this segmentation function, institutions can examine customer segments and product type risks—including default, loss, and exposure risks—in comparison to their competitors, helping refine lending strategies and improve credit risk management.

Metropol is drumming support toward data-driven lending solutions, equipping institutions with the intelligence needed to navigate evolving credit markets and enhance financial product innovation.